Hillsborough
Jewelry Appraisal experts around Hillsborough NJ
Reviews of respected Appraisers & Gemologists who provide jewelry appraisal services to Hillsborough New Jersey and throughout Somerset County. Antique, estate & modern diamond jewelry & watches are valued and included in appraisal reports for all purposes including: Insurance Replacement, Estate, Open Market, Divorce Settlement & Equitable Distribution etc.
All jewelry appraisal businesses listed on JAW:
- Are full-time accredited Appraisers and diamond experts, not retail jewelers.
- Are fully qualified and experienced.
- Have had all of their credentials independently verified by us.
- Are held to account by national and sometimes also international appraisal governing bodies.
Click the "View Profile" button on the Appraisers' listings below to view their full profile. This displays their credentials, appraisal cost, gallery, client reviews, an outline of their appraisal & gemological services and advice on how you can do business with them.
The Appraisers below are arranged in order of the number of customer reviews they have received.


Specialty Asset Appraisals
Hillsborough, New Jersey, USA
ISA Certified Appraiser and Graduate Gemologist, Stepanie Dougherty, heads this personal property appraisal business based in Hillsborough, NJ. By arrangement, appointments at the Valuer's office and gem lab in Hillsborough can be arranged.
In addition to appraising gems and jewelry, Specialty Asset Appraisals LLC specializes in appraising entire household contents. Stephanie Daugherty is qualified to appraise antiques; decorative art; fine art; furnishings; luxury items; silver; among other types of property... [more info, fees, reviews etc]
Other Jewelry Appraisers who regularly assist clients from the Hillsborough NJ area.

Jewelry Appraisers & Consultants
Red Bank, New Jersey, USA
Barbara Nevius began her life as an Appraiser/Gemologist while living in the Philippines. Disenchanted with graduate school and wanting to know more about the gemstones she saw in the local jewelry stores, she enrolled in GIA′s correspondence course. She had the good fortune of meeting a Manila based gemologist and his partner, owner of a local jewelry store. He generously shared his well-equipped lab and his knowledge of gemstones with her for over a year, at the end of which she spent a month at GIA headquarters in California doing the final... [more info, fees, reviews etc]
Types of Jewelry Appraisals
Only those specifically referred to on this page are described here
Further types will be mentioned on the Appraisers' profile pages as there are several other types of appraisal reports, each with its own particular wording, purpose, objectives and resulting values. For an expanded list of valuation types, go to the Appraisal Definitions page.
Divorce (rarely requested) - this type of appraisal is used to help divide the tangible assets of a marital estate. The type of value provided in the appraisal report will typically be determined by specific State statutes, by agreement between the parties or by the trier of fact (the Court). Commonly requested types of value include fair market value, liquidation value, replacement value and/or marketable cash value. The level of detail provided may also be a matter of agreement or decree.
Equitable Division / Distribution (occasionally requested) - Used to divide an estate among its heirs in an impartial and financially fair manner. Several different types of value could be requested by the estate administrator depending on what the heirs have agreed to or the specific needs of the estate. In general, the level of detail provided in the report is sufficient to identify the property being appraised and highlight the primary characteristics on which the value was based. Fair market value, market value, liquidation value and marketable cash value are some of the more common types of value requested by estate administrators.
Insurance Replacement (routinely requested) - Replacement value appraisals are intended to be used for scheduled insurance coverage of jewelry and watches. The descriptions are usually the most detailed of any appraisal type and include the quality and condition of the item as well as the cut, color, clarity and carat weight (calculated or estimated) of gemstones and diamonds. When appropriate, the age or historical provenance may also be considered as value elements. Depending on the specifics of the item being appraised, the replacement value may be based on the analysis of sales for similar ‘new’ items of like kind and quality or sales of ‘used’ (vintage) items of comparable kind, quality and utility.
You may have to look outside the Hillsborough area if you require a very specialized service that may be outwith the scope of a normal gem and jewelry appraisal, or if you require a jewelry expert or Gemologist to travel to another country. Appraisal services such a jeweler's stock audit, Capital Gains assessments and certain types of evaluation for investigations by the IRS or FBI are handled by specialists on JAW but you may need to broaden your search.
Please see the New York Jewelry Appraisers and New Jersey Jewelry Appraisers pages for more options.