Jewelry Appraisers in Connecticut
The Jewelry Appraisers and Gemologists shown here provide service to the counties of Hartford, New London, Branford, Middlesex, New Haven and Tolland.
These professionals perform jewelry appraisals for Insurance Replacement, Estate (settling probate of a deceased's estate), Divorce Settlement, Equitable Distribution, Pre and Post-purchase Assessments, Charitable Donation etc. as well as gem identification, gem treatment identification, diamond grading and general gem-related advice.
Click the ‘View Profile’ buttons to show each business's jewelry appraisal fees, verified qualifications & credentials, client reviews and contact details.
The Appraisers below are arranged in order of the number of client reviews they have received.
New England Gem Lab
New Canaan, Old Saybrook & West Hartford CT, USA
Jewelry appraisal and gemological services are offered by the New England Gem Lab from their comfortable and secure offices in Old Saybrook CT. The NEGL enjoys you being present during the appraisal process (although this is not obligatory) as this makes for a interesting experience for all concerned and enables you to ask the Appraiser questions that will give you a better understanding and appreciation of your jewelry, colored gems and diamonds. You will leave the lab with your items and your appraisal report will either be given to you then or it... [more info, fees, reviews etc]
Types of Jewelry Appraisals
Only those specifically referred to on this page are described here
Further types will be mentioned on the Appraisers' profile pages as there are several other types of appraisal reports, each with its own particular wording, purpose, objectives and resulting values. For an expanded list of valuation types, go to the Appraisal Definitions page.
Divorce (rarely requested) - this type of appraisal is used to help divide the tangible assets of a marital estate. The type of value provided in the appraisal report will typically be determined by specific State statutes, by agreement between the parties or by the trier of fact (the Court). Commonly requested types of value include fair market value, liquidation value, replacement value and/or marketable cash value. The level of detail provided may also be a matter of agreement or decree.
Equitable Division / Distribution (occasionally requested) - Used to divide an estate among its heirs in an impartial and financially fair manner. Several different types of value could be requested by the estate administrator depending on what the heirs have agreed to or the specific needs of the estate. In general, the level of detail provided in the report is sufficient to identify the property being appraised and highlight the primary characteristics on which the value was based. Fair market value, market value, liquidation value and marketable cash value are some of the more common types of value requested by estate administrators.
Estate Tax (commonly requested) - Estate appraisals prepared to help determine estate tax must meet specific standards outlined in the Code of Federal Regulations and / or the specific regulations of each specific State. For Federal estate tax purposes, the Fair Market Value, as specifically defined by the tax code, is provided based on the methodology and to the level of detail required by the IRS. Recent Tax Court rulings require that these appraisals must meet very specific criteria. This type of jewelry appraisal is very demanding and requires an Appraiser with a high level of education, training and experience in order to help avoid significant tax penalties and possible sanctions by the IRS. Specific value definition and requirements vary between States.
Insurance Replacement (routinely requested) - Replacement value appraisals are intended to be used for scheduled insurance coverage of jewelry and watches. The descriptions are usually the most detailed of any appraisal type and include the quality and condition of the item as well as the cut, color, clarity and carat weight (calculated or estimated) of gemstones and diamonds. When appropriate, the age or historical provenance may also be considered as value elements. Depending on the specifics of the item being appraised, the replacement value may be based on the analysis of sales for similar ‘new’ items of like kind and quality or sales of ‘used’ (vintage) items of comparable kind, quality and utility.