Jewelry Appraisers & Diamond Experts in Middletown CT
Reviews of respected Appraisers who provide jewelry appraisal & gem testing services in the Middletown area, including Cromwell, Durham and throughout Middlesex County.
All JAW Associates:
- Are full-time professional appraisal experts and Diamond Graders, not retail jewelers.
- Are fully qualified and experienced.
- Have had all of their credentials independently verified by us.
- Are held to account by national and sometimes also international appraisal governing bodies.
Click the ‘View Profile’ buttons to show each business's jewelry appraisal cost, verified qualifications & credentials, client reviews and contact details. Antique, estate & modern diamond jewelry & watches are valued and included in appraisal reports for all purposes including: Insurance Replacement, Estate, Open Market, Divorce Settlement & Equitable Distribution etc.
The Appraisers below are arranged in order of the number of customer reviews they have received.
Near-by Appraisers who regularly assist clients from Middletown CT are listed below.
New England Gem Lab
Old Saybrook, Connecticut, USA
Jewelry appraisal and gemological services are offered by the New England Gem Lab from their comfortable and secure offices in Old Saybrook CT. The NEGL enjoys you being present during the appraisal process (although this is not obligatory) as this makes for a interesting experience for all concerned and enables you to ask the Appraiser questions that will give you a better understanding and appreciation of your jewelry, colored gems and diamonds. You will leave the lab with your items and your appraisal report will either be given to you then or it... [more]
Types of Jewelry Appraisals
Only those specifically referred to on this page are described here
Further types will be mentioned on the Appraisers' profile pages as there are several other types of appraisal reports, each with its own particular wording, purpose, objectives and resulting values.
Estate Tax (commonly requested) - Estate appraisals prepared to help determine estate tax must meet specific standards outlined in the Code of Federal Regulations and / or the specific regulations of each specific State. For Federal estate tax purposes, the Fair Market Value, as specifically defined by the tax code, is provided based on the methodology and to the level of detail required by the IRS. Recent Tax Court rulings require that these appraisals must meet very specific criteria. This type of jewelry appraisal is very demanding and requires an Appraiser with a high level of education, training and experience in order to help avoid significant tax penalties and possible sanctions by the IRS. Specific value definition and requirements vary between States.
Insurance Replacement (routinely requested) - Replacement value appraisals are intended to be used for scheduled insurance coverage of jewelry and watches. The descriptions are usually the most detailed of any appraisal type and include the quality and condition of the item as well as the cut, color, clarity and carat weight (calculated or estimated) of gemstones and diamonds. When appropriate, the age or historical provenance may also be considered as value elements. Depending on the specifics of the item being appraised, the replacement value may be based on the analysis of sales for similar ‘new’ items of like kind and quality or sales of ‘used’ (vintage) items of comparable kind, quality and utility.
You may have to look outside the Middleton area if you require a very specialized service that may be outwith the scope of a normal gem and jewelry appraisal, or if you require a jewelry expert or Gemologist to travel to another country. Appraisal services such a jeweler's stock audit, Capital Gains assessments and certain types of evaluation for investigations by the IRS or FBI are handled by specialists on JAW but you may need to broaden your search.
Please see the Jewelry Appraisers in Connecticut page for more options.