Jewelry Appraisal Experts around Hartford CT
Reviews of respected Appraisers who provide jewelry appraisal & gem testing services in the Hartford CT and throughout Middlesex County. Antique, estate & modern diamond jewelry & watches are valued and included in appraisal reports for all purposes including: Insurance Replacement, Estate, Open Market, Divorce Settlement & Equitable Distribution etc.
All JAW Associates:
- Are full-time professional appraisal experts and Diamond Graders, not retail jewelers.
- Are fully qualified and experienced.
- Have had all of their credentials independently verified by us.
- Are held to account by national and sometimes also international appraisal governing bodies.
Click the ‘View Profile’ buttons to show each business's jewelry appraisal cost, verified qualifications & credentials, client reviews and contact details.
The Appraisers below are arranged in order of the number of customer reviews they have received.
New England Gem Lab
West Hartford, Connecticut, USA
Appraisals for all purposes are performed on a while-you-wait basis on diamonds, colored gemstones, contemporary & period jewelry and watches from the NEGL office in Hartford.
Their detailed reports are very precise and contain digital images of your precious items, plotting diagrams on larger stones to show the nature, location and relative sizes of the gem's internal inclusions and external features. All NWGL's appraisal for insurance reports are accepted by all insurance companies as they are USPAP compliant. Graduate Gemologist Cynthia Konney heads... [more info, fees, reviews etc]
Consumers seeking jewelry appraisal should know that there are other Appraisers on JAW who can assist you in this region but are based outside the Hartford area. Please see the Jewelry Appraisers in Connecticut page for further options.
Types of Jewelry Appraisals
Only those specifically referred to on this page are described here
Further types will be mentioned on the Appraisers' profile pages as there are several other types of appraisal reports, each with its own particular wording, purpose, objectives and resulting values. For an expanded list of valuation types, go to the Appraisal Definitions page.
Estate Tax (commonly requested) - Estate appraisals prepared to help determine estate tax must meet specific standards outlined in the Code of Federal Regulations and / or the specific regulations of each specific State. For Federal estate tax purposes, the Fair Market Value, as specifically defined by the tax code, is provided based on the methodology and to the level of detail required by the IRS. Recent Tax Court rulings require that these appraisals must meet very specific criteria. This type of jewelry appraisal is very demanding and requires an Appraiser with a high level of education, training and experience in order to help avoid significant tax penalties and possible sanctions by the IRS. Specific value definition and requirements vary between States.
Insurance Replacement (routinely requested) - Replacement value appraisals are intended to be used for scheduled insurance coverage of jewelry and watches. The descriptions are usually the most detailed of any appraisal type and include the quality and condition of the item as well as the cut, color, clarity and carat weight (calculated or estimated) of gemstones and diamonds. When appropriate, the age or historical provenance may also be considered as value elements. Depending on the specifics of the item being appraised, the replacement value may be based on the analysis of sales for similar ‘new’ items of like kind and quality or sales of ‘used’ (vintage) items of comparable kind, quality and utility.