Jewelry Appraisal experts around Richmond VA
Reviews of respected Appraisers & Gemologists who provide jewelry appraisal services to Richmond VA, Henrico County and throughout Central Virginia. Antique, estate & modern diamond jewelry & watches are valued and included in appraisal reports for all purposes including: Insurance Replacement, Estate, Open Market, Divorce Settlement & Equitable Distribution etc.
All jewelry appraisal businesses listed on JAW:
- Are full-time accredited Appraisers and diamond experts, not retail jewelers.
- Are fully qualified and experienced.
- Have had all of their credentials independently verified by us.
- Are held to account by national and sometimes also international appraisal governing bodies.
Click the "View Profile" button on the Appraisers' listings below to view their full profile. This displays their credentials, appraisal cost, gallery, client reviews, an outline of their appraisal & gemological services and advice on how you can do business with them.
The Appraisers below are arranged in order of the number of customer reviews they have received.
We are actively seeking a high quality Independent Jewelry Appraisal business with offices in the Richmond Metro Area to feature in:
The nearest professional valuer listed on JAW is noted below:
DJF Appraisal Services, LLC.
Alexandria, Virginia, USA
Deborah Finleon is an independent appraiser providing an array of appraisal services from her secure, state-of-the-art office or in your home.
A GIA Graduate Gemologist and NAJA Certified Master Appraiser, Ms. Finleon founded DJF Appraisal Services after years of industry experience including jewelry design, retail sales, and appraisal. Her work today encompasses a wide range of appraisal services, from insurance and estate reports to gemstone treatment identification, damage evaluation, and general consulting. A member of the... [more]
Types of Jewelry Appraisals
Only those specifically referred to on this page are described here
Further types will be mentioned on the Appraisers' profile pages as there are several other types of appraisal reports, each with its own particular wording, purpose, objectives and resulting values.
Divorce (rarely requested) - this type of appraisal is used to help divide the tangible assets of a marital estate. The type of value provided in the appraisal report will typically be determined by specific State statutes, by agreement between the parties or by the trier of fact (the Court). Commonly requested types of value include fair market value, liquidation value, replacement value and/or marketable cash value. The level of detail provided may also be a matter of agreement or decree.
Estate Tax (commonly requested) - Estate appraisals prepared to help determine estate tax must meet specific standards outlined in the Code of Federal Regulations and / or the specific regulations of each specific State. For Federal estate tax purposes, the Fair Market Value, as specifically defined by the tax code, is provided based on the methodology and to the level of detail required by the IRS. Recent Tax Court rulings require that these appraisals must meet very specific criteria. This type of jewelry appraisal is very demanding and requires an Appraiser with a high level of education, training and experience in order to help avoid significant tax penalties and possible sanctions by the IRS. Specific value definition and requirements vary between States.
Insurance Replacement (routinely requested) - Replacement value appraisals are intended to be used for scheduled insurance coverage of jewelry and watches. The descriptions are usually the most detailed of any appraisal type and include the quality and condition of the item as well as the cut, color, clarity and carat weight (calculated or estimated) of gemstones and diamonds. When appropriate, the age or historical provenance may also be considered as value elements. Depending on the specifics of the item being appraised, the replacement value may be based on the analysis of sales for similar ‘new’ items of like kind and quality or sales of ‘used’ (vintage) items of comparable kind, quality and utility.
You may have to look outside the Richmond area if you require a very specialized service that may be outwith the scope of a normal gem and jewelry appraisal, or if you require a jewelry expert or Gemologist to travel to another country. Appraisal services such a jeweler's stock audit, Capital Gains assessments and certain types of evaluation for investigations by the IRS or FBI are handled by specialists on JAW but you may need to broaden your search.
Please see the Virginia Jewelry Appraisers page for more options.