Frederick
Jewelry Appraisers in Frederick MD
Reviews of Appraisers and Gemologists who provide jewelry appraisal & gemological services to the Frederick, Maryland. Antique, estate & modern diamond jewelry & watches are valued and included in appraisal reports for all purposes including: Insurance Replacement, Estate, Open Market, Divorce Settlement & Equitable Distribution etc.
All JAW Associates:
- Are full-time professional Appraisers and Gemologists not retail jewelers.
- Are fully qualified and experienced.
- Have had all of their credentials independently verified by us.
- Are held to account by national and sometimes also international appraisal governing bodies.
To display each business's jewelry appraisal fees, verified qualifications & credentials, reviews and contact details, click the ‘View Profile’ buttons.
The Appraisers below are arranged in order of the the number of customer reviews they have received.


Yantz Bradbury Associates
Rockville, MD, USA
Yantz Bradbury Associates is an independent jewelry and watch appraisal service headed by Sherlene Y. Bradbury, a GIA Graduate Gemologist-in-Residence and a Certified Master Appraiser with the National Association of Jewelry Appraisers with retail and appraisal experience dating back to 1979. Sherlene does not buy or sell jewelry so her opinions are without bias and based on independent market research.
Her office is conveniently located in Rockville, MD near major highways and the Metro. With few exceptions, you will leave with the appraisal documents... [more info, fees, reviews etc]
Types of Jewelry Appraisals
Only those specifically referred to on this page are described here
Further types will be mentioned on the Appraisers' profile pages as there are several other types of appraisal reports, each with its own particular wording, purpose, objectives and resulting values. For an expanded list of valuation types, go to the Appraisal Definitions page.
Insurance Replacement (routinely requested) - Replacement value appraisals are intended to be used for scheduled insurance coverage of jewelry and watches. The descriptions are usually the most detailed of any appraisal type and include the quality and condition of the item as well as the cut, color, clarity and carat weight (calculated or estimated) of gemstones and diamonds. When appropriate, the age or historical provenance may also be considered as value elements. Depending on the specifics of the item being appraised, the replacement value may be based on the analysis of sales for similar ‘new’ items of like kind and quality or sales of ‘used’ (vintage) items of comparable kind, quality and utility.
Estate Tax (commonly requested) - Estate appraisals prepared to help determine estate tax must meet specific standards outlined in the Code of Federal Regulations and / or the specific regulations of each specific State. For Federal estate tax purposes, the Fair Market Value, as specifically defined by the tax code, is provided based on the methodology and to the level of detail required by the IRS. Recent Tax Court rulings require that these appraisals must meet very specific criteria. This type of jewelry appraisal is very demanding and requires an Appraiser with a high level of education, training and experience in order to help avoid significant tax penalties and possible sanctions by the IRS. Specific value definition and requirements vary between States.
You may have to look outside the Frederick area if you require a very specialized service that may be outwith the scope of a normal gem and jewelry appraisal, or if you require a jewelry expert or Gemologist to travel to another country. Appraisal services such a jeweler's stock audit, Capital Gains assessments and certain types of evaluation for investigations by the IRS or FBI are handled by specialists on JAW but you may need to broaden your search.
Please see the Maryland Jewelry Appraisers page for more options.