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Chicago Jewelry Appraisers
& Gemologists

Chicago | Glenview | Naperville

Jewelry Appraisers in the Chicagoland

All JAW Associates:

  • Are full-time professional appraisal experts and Gemologists, not retail jewelers.
  • Are fully qualified and experienced.
  • Have had all of their credentials independently verified by us.
  • Are held to account by national and sometimes also international appraisal governing bodies.

Reviews of the top Jewelry Appraisers and Gemologists who provide jewelry appraisal & gem testing services in the Chicago loop, Glenview, Naperville and other Chicago suburbs in Cook County.

Click the "View Profile" button on the Appraisers' listings below to view their full profile. This displays their credentials, appraisal fees, gallery, client reviews, an outline of their appraisal & gemological services and advice on how you can do business with them.

The Appraisers below are arranged in order of the number of customer reviews they have received.

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Heidi Harders - Jewelry Expert

Chicago Gem and Jewelry Evaluation Services, Inc.

Chicago, Illinois

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Chicago Jewelry Appraiser

Heidi Harders GG owns a gem lab providing jewelry appraisals via several options for clients: from her office in Chicago, through Appraisal Events held at respected jewelers throughout Chicagoland and by using her home-visit service. Whichever service you select, you can be assured of the same professional appraisal report and consumer-focused service.

Appraisals on all types of antique, period and modern jewelry as well as loose diamonds and gemstones, and watches. Heidi is a Certified Senior member of the National Association of Jewelry Appraisers, a Certified Appraiser... [more]

Jennifer Santi - Diamond and Gem Expert

Gemworld International, Inc.

Glenview, Illinois, USA

Rating (0 reviews)
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Chicago gemologist

Gemworld International is a world-renowned gemstone and diamond market research analyst company that also has a very active jewelry appraisal department managed by Gemworld's primary Jewelry Appraiser, Jennifer Santi, a Graduate Gemologist with the GIA.

Specializing in insurance and estate appraisals for modern, period and antique jewelry, diamonds, gems and watches, Gemworld conduct appraisal consultations from their offices in Glenview. Assessment of your jewelry is performed in front of you so you are never without their precious items. Expert Witness and other legal services... [more]

info iconTypes of Jewelry Appraisals

Only those specifically referred to on this page are described here

Further types will be mentioned on the Appraisers' profile pages as there are several other types of appraisal reports, each with its own particular wording, purpose, objectives and resulting values.

Estate Tax (commonly requested) - Estate appraisals prepared to help determine estate tax must meet specific standards outlined in the Code of Federal Regulations and / or the specific regulations of each specific State. For Federal estate tax purposes, the Fair Market Value, as specifically defined by the tax code, is provided based on the methodology and to the level of detail required by the IRS. Recent Tax Court rulings require that these appraisals must meet very specific criteria. This type of jewelry appraisal is very demanding and requires an Appraiser with a high level of education, training and experience in order to help avoid significant tax penalties and possible sanctions by the IRS. Specific value definition and requirements vary between States.

Insurance Replacement (routinely requested) - Replacement value appraisals are intended to be used for scheduled insurance coverage of jewelry and watches. The descriptions are usually the most detailed of any appraisal type and include the quality and condition of the item as well as the cut, color, clarity and carat weight (calculated or estimated) of gemstones and diamonds. When appropriate, the age or historical provenance may also be considered as value elements. Depending on the specifics of the item being appraised, the replacement value may be based on the analysis of sales for similar ‘new’ items of like kind and quality or sales of ‘used’ (vintage) items of comparable kind, quality and utility.