Middlesbrough | Stockton-on-Tees | Hartlepool
Diamond Appraisal Experts & Jewellery Valuers in the Middlesbrough area
Reviews of Valuers & Gemmologists providing a jewellery valuation service to the Middlesbrough area including Hartlepool and Stockton-on-Tees.
All Valuers listed here provide a home-visit service, where the appraisal expert comes to your home or office to conduct the consultation. A rapid postal service service is also offered through the Royal Mail’s Special Delivery Service. Appraisals carried out by external independent valuers are also available through respected jewellers in the County Durham and North Yorkshire areas. See the Co. Durham Jewellers page for information.
All JAW Associates:
- Are full-time professional Valuers and Gemmologists not retail jewellers.
- Are fully qualified and experienced.
- Have had all of their qualifications & credentials independently verified by us.
- Are held to account by national and sometimes also international appraisal governing bodies.
To display each business's jewellery valuation costs, verified qualifications & credentials, reviews and contact details, click the ‘View Profile’ buttons.
Types of Jewellery Valuations
Only those specifically referred to on this page are described here
Further types will be mentioned on the Valuer's profile pages as there are several other types of valuation reports, each with its own particular wording, purpose, objectives and resulting values. For an expanded list of types, go to the Valuation Definitions page.
Divorce Settlement (rarely requested) - Used to establish the value of a married couple's jewellery, diamonds, gemstones and watches. The cited values represent the Open Market Value of the items as of the Date of Separation. This figure is appropriate to be put to the Court when jointly owned property is in dispute or the cash value is to be divded between to the two parties. The values do not include VAT.
Insurance Replacement (routinely requested) - Used to present to an insurance company prior to taking out or renewing an insurance policy. This enables them to establish their maximum financial exposure in the event of a loss. The value represents the modal retail replacement cost of an item of equal merit from the most appropriate type of source within a given broad geographic area. Whether the item is valued on a New Replacement Value (NRV) or Secondhand Replacement Value (SHRV) basis is largely dictated by the type and age of the item, although it is possible for the policy-holder and/or the insurance company to have some sway too. All values normally include VAT.
Probate (commonly requested) - Used to establish the value of a Deceased's estate to enable the calculation of Inheritance Tax due to HMRC and settling of probate. The cited values represent the open market value of the item(s) as of the Date of Death. The values do not include VAT.