Durham | Darlington | Newcastle | Sunderland
Jewellery Valuers in the Durham area
Reviews of Valuers & Gemmologists providing a jewellery valuation service to Durham, Darlington, Newcastle upon Tyne, Sunderland, Hartlepool, Stockton-on-Tees and throughout the counties of Tyne and Wear and North Yorkshire.
All Valuers listed here provide a home or office visit service as well as a postal service. Valuations are also available through selected jewellers in the Durham area.
All JAW Associates:
- Are full-time professional Valuers and Gemmologists not retail jewellers.
- Are fully qualified and experienced.
- Have had all of their qualifications & credentials independently verified by us.
- Are held to account by national and sometimes also international appraisal governing bodies.
To display each business's jewellery valuation costs, verified qualifications & credentials, reviews and contact details, click the ‘View Profile’ buttons.
Negus Jewellery Valuations Ltd
Durham, County Durham, UK
This business is based in Durham and provides a rapid, face-to-face personal jewellery valuation service to all parts of the North East and North Yorkshire via a home visit service. Patricia Negus is proud of her independence and does not buy or sell jewellery and charges fixed-price fees ensuring totally impartial appraisals.
Patricia is a Fellow of the Institute of Registered Valuers (FIRV) and provides valuations for Insurance Replacement, Probate, Family Division / Divorce & Post Loss Assessments, as well as offering gemmological consultations... [more]
Types of Jewellery Valuations
Only those specifically referred to on this page are described here
Further types will be mentioned on the Valuer's profile pages as there are several other types of valuation reports, each with its own particular wording, purpose, objectives and resulting values.
Divorce Settlement (rarely requested) - Used to establish the value of a married couple's jewellery, diamonds, gemstones and watches. The cited values represent the Open Market Value of the items as of the Date of Separation. This figure is appropriate to be put to the Court when jointly owned property is in dispute or the cash value is to be divided between to the two parties. The values do not include VAT.
Insurance Replacement (routinely requested) - Used to present to an insurance company prior to taking out or renewing an insurance policy. This enables them to establish their maximum financial exposure in the event of a loss. The value represents the modal retail replacement cost of an item of equal merit from the most appropriate type of source within a given broad geographic area. Whether the item is valued on a New Replacement Value (NRV) or Secondhand Replacement Value (SHRV) basis is largely dictated by the type and age of the item, although it is possible for the policy-holder and/or the insurance company to have some sway too. All values normally include VAT.
Probate (commonly requested) - Used to establish the value of a Deceased's estate to enable the calculation of Inheritance Tax due to HMRC and settling of probate. The cited values represent the open market value of the item(s) as of the Date of Death. The values do not include VAT.