Bradford | Halifax | Keighley

We are actively seeking a high quality Independent Jewellery Valuation business who have offices in this area to be featured here.

Bradford

There may be Jewellers in the Bradford & West Yorkshire areas who have a valuation service provided by JAW associates. Please see the English Jewellers page.

Types of Jewellery Valuations

Only those specifically referred to on this page are described here

Further types will be mentioned on the Valuer's profile pages as there are several other types of valuation reports, each with its own particular wording, purpose, objectives and resulting values. For an expanded list of types, go to the Valuation Definitions page.

Divorce Settlement (rarely requested) - Used to establish the value of a married couple's jewellery, diamonds, gemstones and watches. The cited values represent the Open Market Value of the items as of the Date of Separation. This figure is appropriate to be put to the Court when jointly owned property is in dispute or the cash value is to be divided between to the two parties. The values do not include VAT.

Division of Assets (sometimes requested)- This appraisal and valuation is used to establish the value of one or more items of jewellery to be used in an equitable distribution scenario. The basis of value is largely dictated by the function of the valuation. An example could be the division of property in a scenario where you require an informal valuation so that a collection of valuables can be distributed among two or more recipients following the death of the owner of the gems. The ascribed values are usually based on Fair Open Market values, but there are other possibilities. In the UK there is an increasing likelihood that this information could be delivered verbally during an informal consultation, rather than a formal report being produced.

Insurance Replacement (routinely requested) - Used to present to an insurance company prior to taking out or renewing an insurance policy. This enables them to establish their maximum financial exposure in the event of a loss. The value represents the modal retail replacement cost of an item of equal merit from the most appropriate type of source within a given broad geographic area. Whether the item is valued on a New Replacement Value (NRV) or Secondhand Replacement Value (SHRV) basis is largely dictated by the type and age of the item, although it is possible for the policy-holder and/or the insurance company to have some sway too. All values normally include VAT.

Probate (commonly requested) - Used to establish the value of a Deceased's estate to enable the calculation of Inheritance Tax due to HMRC and settling of probate. The cited values represent the open market value of the item(s) as of the Date of Death. The values do not include VAT.