Jewelry Appraisal experts around Schenectady NY
Reviews of respected Appraisers & Gemologists who provide jewelry appraisal services to Schenectady New York and throughout Schenectady County. Antique, estate & modern diamond jewelry & watches are valued and included in appraisal reports for all purposes including: Insurance Replacement, Estate, Open Market, Divorce Settlement & Equitable Distribution etc.
All jewelry appraisal businesses listed on JAW:
- Are full-time accredited Appraisers and diamond experts, not retail jewelers.
- Are fully qualified and experienced.
- Have had all of their credentials independently verified by us.
- Are held to account by national and sometimes also international appraisal governing bodies.
Click the "View Profile" button on the Appraisers' listings below to view their full profile. This displays their credentials, appraisal cost, gallery, client reviews, an outline of their appraisal & gemological services and advice on how you can do business with them.
The Appraisers below are arranged in order of the number of customer reviews they have received.
A&A Gemological Laboratory
Saratoga Springs, New York, USA
For over three decades, A&A Gemological Laboratory has continually served the gem and jewelry trade, banking institutions, law firms, government agencies and the general public, by identifying, analyzing and appraising fine jewelry, watches and silver.
Established in upstate New York in 1978, James Naughter has been the Managing Director since 1991. A fully equipped in-house accredited gem laboratory can quickly and correctly analyze your precious items, and a mobile lab allows inspections to be made in your home or office... [more info, fees, reviews etc]
Types of Jewelry Appraisals
Only those specifically referred to on this page are described here
Further types will be mentioned on the Appraisers' profile pages as there are several other types of appraisal reports, each with its own particular wording, purpose, objectives and resulting values. For an expanded list of valuation types, go to the Appraisal Definitions page.
Divorce (rarely requested) - this type of appraisal is used to help divide the tangible assets of a marital estate. The type of value provided in the appraisal report will typically be determined by specific State statutes, by agreement between the parties or by the trier of fact (the Court). Commonly requested types of value include fair market value, liquidation value, replacement value and/or marketable cash value. The level of detail provided may also be a matter of agreement or decree.
Equitable Division / Distribution (occasionally requested) - Used to divide an estate among its heirs in an impartial and financially fair manner. Several different types of value could be requested by the estate administrator depending on what the heirs have agreed to or the specific needs of the estate. In general, the level of detail provided in the report is sufficient to identify the property being appraised and highlight the primary characteristics on which the value was based. Fair market value, market value, liquidation value and marketable cash value are some of the more common types of value requested by estate administrators.
Insurance Replacement (routinely requested) - Replacement value appraisals are intended to be used for scheduled insurance coverage of jewelry and watches. The descriptions are usually the most detailed of any appraisal type and include the quality and condition of the item as well as the cut, color, clarity and carat weight (calculated or estimated) of gemstones and diamonds. When appropriate, the age or historical provenance may also be considered as value elements. Depending on the specifics of the item being appraised, the replacement value may be based on the analysis of sales for similar ‘new’ items of like kind and quality or sales of ‘used’ (vintage) items of comparable kind, quality and utility.
You may have to look outside the Schenectady area if you require a very specialized service that may be outwith the scope of a normal gem and jewelry appraisal, or if you require a jewelry expert or Gemologist to travel to another country. Appraisal services such a jeweler's stock audit, Capital Gains assessments and certain types of evaluation for investigations by the IRS or FBI are handled by specialists on JAW but you may need to broaden your search.
Please see the NY Jewelry Appraisers page for more options.