Treasured Valuations Ltd

Harrow, England, UK

Avg. Rating Rating star5.0 (44 reviews)

Raji Ashwin - Jewellery Appraiser
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About this Valuer

Treasured Valuations Ltd is an independent jewellery appraisal business providing a home-visit service to the Middlesex and West London area that is tailored to your exact wishes and needs. This business is owned and operated by Raji Ashwin RJDip, CertGA, CPAA, MJVA who is a JVA Registered Valuer with over 25 years experience in the jewellery, diamond and watch trades.

As a truly independent jewellery valuer, Raji does not buy, sell or broker diamonds, jewellery or gemstone related items, but her past was very different. She has experience covering the many facets associated with the jewellery trade; retailing, CAD design, bespoke design, manufacture of British and Asian jewellery for the UK market and in luxury watches (she is a past brand Ambassador for Cartier and received specialist training from Patek Philippe and other well-known brands). This wealth of knowledge and experience has been honed and now directed to providing her clients with detailed, comprehensive and accurate valuation reports on her clients precious possessions.

Your Appointment

Raji believes that jewellery valuation should not be a complicated process, so endeavours to make her consultations relaxed, friendly and interesting for you. Starting with your phone or email enquiry, Raji will quickly establish your requirements and the scope and purpose of the required appraisal and valuation report. As her valuation fees are based on the number of items and distance she has to travel, Raji can normally provide a quote from the outset, for your consideration.

Ms Ashwin will visit your home, office or place of work with all of the instruments and equipment required to examine, test, grade, document and photograph your valuables. Raji will carry out a full examination of your items after cleaning them, this includes testing and assessing the quality of the precious metals, diamonds and coloured gems, measuring, calculating gemstone weights and photographing your jewellery and watches.

Your Valuation

Once all the details have been documented, the current market values, relative to the purpose and function of the assignment, are then calculated. All of this data is then logically collated into a beautifully presented, detailed valuation report, along with a duplicate report and a secure PDF copy. These will be posted to you by secure mail within a few days of your appointment.

Raji carries out valuations for all purposes, including: Insurance Replacement, Probate, Private Sale etc. Post Loss Assessment consultations to assist in the settlement of an insurance claim are also available. All of Treasured Valuations' reports comply with the regulations laid down by the Jewellery Valuers Association are accepted by all insurance companies and HMRC.

Raji looks forward to sharing this Client-for-Life experience with you, as your personal Independent Jewellery Valuer, and invites you to make your enquiry using the contact links at the top of this page.


The Business

  • Private Practice & Trade Valuer
  • Business mix: 100% valuations
  • Principal + 0 staff valuers
  • Mon - Fri: 10am to 5pm
  • Home visits & via jewellers

Relevant Locations

  • Valuations also available via jewellers in London.
  • Regularly visits clients in Barnet, Central London, Ealing, Edgware, Rickmansworth, Watford, Welwyn Garden City, Wembley and further afield on request.


  • Per-item based fees
  • All major cards accepted
  • Full valuation reports start at £125


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  • Cert-GemA, CPAA
  • PJDip


  • Gem-A
  • MJVA


  • British flagIndian (Gujarati) flag


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Asian / Indian Jewellery valuations in your home


Treasured Valuations Ltd
P.O Box 1308


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Reviews (44)
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All reviews have been verified. The Jewellery Appraiser has confirmed the validity of the report details provided by the Reviewer but did not see the Reviewers rating or review text during the validation process. This produces unbiased, reliable and genuine reviews.


avatarAshokP. London

Review starsMay 2023

Professional and Compassionate

Had the pleasure of meeting Raji for an insurance valuation. I was looking to identify an assessor with in-depth knowledge and capable of providing a professional and compassionate assessment. Raji ticked all the boxes!

The level of detail which Raji goes into examining each item was reassuring. Coupled with documenting the composition of each item individually or as part of a set, the report provided included individual photos of each item with description and current value in a single portfolio document.

Raji undoubtedly understands the jewellery market and her expert knowledge of precious metals and gemstones came across very well. I would have no hesitation in recommending Raji for her field of expertise.

Expertise / Items Examined: Various Jewellery items, precious metals and gem stones.

avatarCarrie. Rickmansworth

Review starsApr 2023

Brilliant Service

Such a lovely lady and a fantastic valuation service. Extremely helpful and would definitely use again.

Expertise / Items Examined: Multiple different items of ladies jewellery.

avatarSyed. London

Review starsMar 2023

Highly Recommended!

A highly professional and speedy service, for which I thoroughly recommend. Raji provides exceptional client care which starts long before the valuation visit, and continues after the detailed appraisal documents are received. Her guidance and insights are greatly appreciated! Thank you again.

Expertise / Items Examined: My watch.

avatarElizabeth. London

Review starsMar 2023

Excellent Service

I am so happy l found Raji. She is very incredibly knowledgeable and professional. Her service was excellent. The greatest was that l had valuation at my own house and she explained everything clearly. Would highly recommend of high service revived.

Expertise / Items Examined: Diamond bracelet,rings, necklace, earrings, ruby gold set and watch.

avatarRCM. London

Review starsFeb 2023

Highly Knowledgeable. Excellent Professional Service

I recently had some precious family jewellery valued by the excellently Raji Ashwin of Treasured Valuations. The appointment was very easy to anr and Raji's mobile service proved to be very convenient for me. Courteous, polite, very knowledgeable and showed a willingness to share her expertise on the items valued. I received a very comprehensive and diligent valuation report. I could not recommend Raji highly enough and it was a joy to meet and watch a true professional at work. Excellent.

Expertise / Items Examined: Jewellery and watches.

avatarJas. Bucks

Review starsFeb 2023

Very Professional and Courteous

I contacted Treasured Valuations for an appraisal/valuation of our jewellery after finding them through Google. Raji took me through the process. She was very thorough with the assessment and a pleasure to deal with. The report was sent on a timely manner and was very clearly laid out with a detailed appraisal/valuation of our jewellery. I have no hesitation at all, in recommending Raji and Treasured Valuations.

Expertise / Items Examined: Collection of Jewellery.

avatarPatel Family. London

Review starsJan 2023

Super Valuation

Fantastic service, with great communication. The valuation was done with great professionalism and we learnt a lot about our goods and how to best care for them. The report was very well detailed and the pictures were of great quality.

Expertise / Items Examined: A few diamond items and a luxury watch.

avatarVL. London

Review starsJan 2023

Excellent Service

Raji offers a unique jewellery valuation service, as she comes to your home to conduct the valuation. This takes the hassle out of going somewhere to drop an item for valution and picking it up.

Her service is really professional and friendly, and the valuation report is in-depth and expertly written. I would have no hesitation in recommending her service to friends and family.

Expertise / Items Examined: Engagement ring.

avatarSM. London

Review starsSep 2022

Professional & Efficient Service - Highly Recommend

Raji was incredibly friendly and professional from the onset. I contacted Raji for a valuation of my engagement ring following her recommendation from a friend, which was arranged promptly the following day. Raji arrived on time and was helpful enough to go through each step of the process, which really showed her knowledge and experience in the field. To top things off, I received my valuation within the same day and was very pleased with how much work had clearly gone into it all!

All in all a very pleasant experience and will certainly be returning for any future items that require a valuation. Thank you again Raji.

Expertise / Items Examined: Diamond engagement ring.

avatarEmma H. London

Review starsSep 2022

Professional, Knowledgeable & Passionate

I came across Raji after doing a google search. I am so pleased I did as she has been wonderful. She valued some of my mothers jewellery which I inherited recently after she passed away. She was very professional, knowledgable and passionate. She made me feel at ease and I wouldn’t hesitate to recommend her for anyone looking for valuations.

Expertise / Items Examined: 10 items including diamond rings, earrings, a couple of amethyst items and a gold necklace.

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avatarEliza. Ruislip

Review starsSep 2022

Excellent Service

I am so pleased I found Raji. She pulled out all the stops to offer a last minute home valuation of a diamond engagement ring for my son who needed to insure the ring the same day.

Raji was professional, prompt and helpful. Her thorough report was emailed through to my son on the day of the valuation. I would have no hesitation in recommending Raji to anyone.

Expertise / Items Examined: Diamond engagement ring.

avatarR.A. London

Review starsAug 2022

Excellent, Efficient Service

I needed to have a jewellery set valued and came across Raji's company Treasured Valuations via a web search. I'm so pleased I found her! The whole experience was easy. From the first phone call through to the valuation visit and receiving the final document itself. She is knowledgeable and trustworthy. I appreciated her honesty, guidance and professionalism. I won't hesitate recommending her services!

Expertise / Items Examined: A jewellery set.

avatarS Parekh. London

Review starsAug 2022

Excellent & Highly Professional Service

Raji is excellent. I needed an item valued at very short notice and she was able to meet near my residence the next morning. She has meticulous attention to detail, highly professional and has a strong reputation. I would highly recommend Raji to others who are looking to get their prized possessions valued.

Expertise / Items Examined: Diamond engagement ring.

avatarNina & Jamie. London

Review starsAug 2022

Easy and Professional

I had 3 items valued, a watch, a Cartier bracelet and a diamond engagement ring. Raji was great, she gave my ring a little clean and was happy to answer all our questions! Very personable and chatty and will be happy to use her again!

Expertise / Items Examined: 3 diamond engagement ring, Cartier bracelet and IWC watch.

avatarShay. London

Review starsAug 2022

Excellent Service

A very professional service with a satisfying detailed report. The home visit makes it very convienient. Would highly reccomend Treasured Valuations!

Expertise / Items Examined: An existing ring.

avatarND. Watford

Review starsJun 2022

Top Class Service

I'm so happy I found Raji, she was extremely professional and personable, and carried out a full and thorough appraisal in the comfort of my home. She explained everything clearly and had the report sent over to me the very same evening! I’d highly recommend her services

Expertise / Items Examined: Diamond ring.

avatarAnne. London

Review starsMay 2022

Personal Touch

I was recommended by a family member who has used Treasured Valuations services before. I got in contact with the lovely Raji and explained I required an insurance appraisal. I was in the city and Raji kindly came to meet with me. Raji is very professional, knowledgable and she explained in detail the importance of the appraisal document. Raji checked the setting of my diamond ring, took photos, checked the dimension and weight of my ring and assured me the appraisal document would be with me very promptly in which it was. I was very happy with my appraisal and the services Raji has provided me and will defiantly use Treasured Valuations again in the future. A very lovely lady.

Expertise / Items Examined: Diamond ring.

avatarAnkhit. Edgware

Review starsApr 2022

Excellent Service

Raji's service was excellent, she is very knowledgeable and has a keen eye for detail. She was very through in her assessments and made sure that all boxes were ticked to get the best possible valuation for us. We have no hesitation in recommending Raji to all our friends, family and clients.

Expertise / Items Examined: Diamond engagement ring and wedding band.

avatarKatharine F. Harrow

Review starsApr 2022

Exceptionally Knowledgeable & Great Service

We found Treasured Valuations through an online search, and were nervous as we had never had our jewellery professionally valued before, so we didn't know what to expect. Thankfully, Raji was very professional and incredibly knowledgeable about what she does so we were put at ease immediately.

Raji came to our house to carry out valuations for various pieces of jewellery, photographed and carried out the inspection and measurements then and there, meaning that our precious items didn't need to leave the house. She followed up by sending us very detailed reports of our jewellery, including stunning photography, confirming the condition of the items.

Expertise / Items Examined: My diamond engagement ring and my emerald and diamond ring.

avatarJane. Ruislip

Review starsFeb 2022

Exceeded Expectation

I contacted treasured valuation through Google search, I spoke to raji and felt very comfortable after our telephone conversation. It was a very professional and personal experience having her at my house, as I was able to explain everything in detail.

The greatest heart felt experience was that I had the valuation in the comfort of my own home and did not have the pressure of having to take it out of the safe in order to get it valued. Would definitely recommend raji to my friends and family.

Expertise / Items Examined: A ring.

avatarM Patel. London

Review starsFeb 2022

Superb Service!

Raji's service was faultless, from initial contact and a brief phone call to understand what I required we were able to quickly agree a date for her to perform her valuations. She arrived promptly inspected the items and had a detailed report for me within a few hours. This was all accepted by my insurer without any question. Would highly recommend!

Expertise / Items Examined: My watch

avatarJ Carmichael. Kent

Review starsJan 2022

Professional Valuation Service

My family requested me to get a valuation of my fathers collection of watches that he had collected over the years and get their true value. From the initial telephone contact to my home visit Raji put me at ease straight away that I had made the right choice, and as a family we were impressed with professionalism and compassion shown. The detailed report and pictures given was excellent. I will definitely recommend to friends on the high level of service received.

Expertise / Items Examined: Watch Collection

avatarJ Freeman. Borehamwood

Review starsDec 2021

Top Notch and Thoroughly Professional

We had a small collection of inherited jewellery as well as our own rings appraised by Raji. She was absolutely meticulous and patient when explaining some of the items. We were pleasantly surprised by the valuation which meant we were under-insured. The report was detailed including excellent photos. I would highly recommend Raji to anyone who are looking to get their jewellery and watches valued.

Expertise / Items Examined: Inherited jewellery and diamond rings.

avatarMike L. Pinner

Review starsNov 2021

Engagement Ring

A very good service. Raji was prompt, on time for the appointment and was extremely knowledgeable and pleasant. Within two days she produced a very detailed valuation document that was hand delivered. Very pleased.

Expertise / Items Examined: Diamond engagement ring.

avatarSach. London

Review starsSep 2021

Faultless Service - Exceeded All Expectations

Raji's level of service exceeded my expectations. From the initial point of contact through to delivery of the final document, Raji's service level and professionalism was faultless. Raji is a very knowledgeable lady and is very passionate about her field, and it was a pleasure inviting her to my home to value my jewellery and watches (a big bonus as it avoided taking it all out with me to get it valued elsewhere). I would recommend her services without hesitation to friends and family.

Expertise / Items Examined: Engagement rings, collection of watches.

avatarDave. London

Review starsSep 2021

Ring Valuation

Got an engagement ring valued so I could take out insurance to cover it. Treasured Valuations went beyond their duties to provide extensive advice on how to protect its value in the long term. I would definitely recommend to anyone looking to get rings/watches valued.

Expertise / Items Examined: White gold diamond engagement ring.

avatarB. London

Review starsAug 2021


Raji was extremely professional and knowledgeable. In addition to providing an excellent service, at a very reasonable price, she advised on other matters. She was prompt, delivering her services in a very timely manner. We will definitely be calling Raji again!

Expertise / Items Examined: Diamond ring.

avatarJitendra K. Coventry

Review starsJun 2021

Jewellery Valuations

Raji from Treasured Valuations was extremely knowledgeable and gave us a very detailed information on our treasured Jewellery with photographs. She was immensely helpful and trustworthy and Rajiv's advice was very helpful indeed. I would strongly recommend as her service is excellent. Thank you Raji.

Expertise / Items Examined: Earrings and watches.

avatarS Leysdown. Sheerness

Review starsJun 2021

Look No Further - Very Professional & Knowledgeable

I was given a gold ring over 35 years ago by a very special Aunt and I had always wondered what the stone was and curious to know its value. I would never have left it at any jewellers or had it sent off somewhere. To have found Raji's services was an absolute joy. Having submitted my enquiry I had a very friendly conversation with Raji who gave a clear indication of her services. The report she produced well exceeded my expectations and the photographs are simply stunning. Highly recommended and now I have all my answers.

Expertise / Items Examined: Gold ring with precious stone.

avatarD Odedra. Hertfordshire

Review starsMay 2021

Excellent Service, Communication & Report

Raji from Treasured Valuations Ltd came to see us in May 2021 to value some jewellery and watches. We were amazed at her in depth knowledge and professionalism from the outset.

Raji carried out an in depth valuation, took her time to explain every little bit of detail with her tools and her vast industry knowledge. After a few days, we received the valuation report which is just amazing as it captures all the finite details of each item, picture etc. Our insurance company were 100% satisfied with this report.

We'd highly recommend Raji from Treasured Valuations Ltd for all types of jewellery and watch appraisals, and we'll definitely be using her again. Highly recommended!

Expertise / Items Examined: Jewellery and watches

avatarRuth. London

Review starsMay 2021

A Pleasure to Work With - Very Professional

Jewellery which had not been valued for many years including rings, necklaces and bracelets with various stones, diamonds, sapphires, pearls, emeralds.
I knew some were of value but no idea about some. Raji was extremely patient, clearly knew her job and gave very clear explanations. I had absolute trust in her. Where she was uncertain she said she would verify and did so within a very few days as well as obtaining a new butterfly for me. Her report with excellent photographs is very professional and clearly set out. She made it very clear that she could be contacted for elucidation. I have absolutely no hesitation in recommending her.

Expertise / Items Examined: Gold watch, sapphire and diamond ring, ruby ring, diamond earrings, gold bracelet, brooch with sapphires and rubies, necklace and bracelet with lapis lazuli and malachite.

avatarSuhail Khan. Crawley

Review starsMay 2021

Earring Valuation Review

Treasured Valuations was referred to me by a recommended jeweller where I had diamond earrings valuated by Raji. She had provided a detailed report that surpassed my expectations as well as explaining each section of the report. Even though this was the first time using her service, I had trust in her as she is a highly qualified and skilled valuator. I highly recommend Treasured Valuations to anyone, who wants a professional yet detailed report on any jewellery you may have.

Expertise / Items Examined: Diamond earrings.

avatarAnon. Watford

Review starsMay 2021

Excellent Service

Raji is friendly, professional and very efficient. Her expertise is second to none. She visits your home which is super convenient and provided me with a report in less than 48 hours. Will be using her services again.

Expertise / Items Examined: Diamond engagement ring and diamond tennis bracelet.

avatarSahil. London

Review starsMay 2021

Excellent Service

From the initial consultation to the valuation, Raji was nothing but excellent. She was very communicative and explained everything very well. I was also gladly surprised as to how quick I received the valuation report. Will definitely be coming back again for future valuations!

Expertise / Items Examined: Two watches and a diamond ring.

avatarSheila Chadha. London

Review starsApr 2021

Jewellery Report

I'm so glad I came across Raji at Treasured Valuations. I've been meaning to get my remaining jewellery pieces valued but I didn't trust leaving my wedding ring with the jeweller. Raji came to my house and valued everything without them leaving my property. I am pretty gobsmacked at how valuable some of the pieces are. Subsequently I realised my contents insurance was inadequate. The report is very detailed and has the pieces well pictured. I wish I had this when I had a burglary 2 years ago. As I didn't have any receipts or images, the insurance company never paid out. I will be going back to value the rest of my remaining jewellery.

Expertise / Items Examined: My engagement ring, husband's wedding ring and 2 bracelets.

avatarMagpie. Middlesex

Review starsApr 2021

Professional, Knowledgeable, Reliable and Highly Recommended.

Having a home visit service was invaluable to me, as I didn't want to leave or travel with my items anywhere. Raji's service was ideal. It was great to see her examine the items right in front of me. The document I received was really detailed and the photographs are beautiful. She's knowledgeable and advised me on a few things. Highly recommend and will definitely be using her again and recommending my family & friends.

Expertise / Items Examined: An assortment of jewellery, including rings with diamond and watches.

avatarHarry Stone. Lodon

Review starsApr 2021

Amazing Professional Service

To have a valuer visit me at home is a great service. In the past I have often had to leave my items at a jewellers often for a long time. Raji was able to come and the report was with me within a few days. Professional service highly recommended.

Expertise / Items Examined: Diamond engagement ring and a watch.

avatarJames White. London

Review starsMarch 2021

Outstanding, Detail and Quality

I was referred to Raji's services and asked her to produce a valuation certificate for a Diamond engagement ring, diamond wedding ring and a diamond eternity ring (all in platinum). I must admit, at first I was not quite sure what to expect in terms of the details and information in the report but WOW the quality from start to finish of the report that Raji produces was simply amazing. I can guarantee that there is not a single person who will be able to produce a more detailed report than Raji. I have had previous reports made by companies in Hatton Garden, however they do not come remotely close to what Raji does. It's like comparing an ant to a Lion! She is different class.

She even went the extra mile and provides different images from diverse angles of each ring, plus the spec of every stone to granular detail. Very very impressive. Such a lovely lady as well. Would highly recommend!

Expertise / Items Examined:Half diamond platinum wedding band. Half diamond platinum eternity ring. 0.60ct E VVS2 GIA diamond platinum engagement ring with diamond shoulders

avatarCaleb M. Cardiff

Review starsMar 2021


For insurance purposes I was advised to have an evaluation of the watches and jewellery I inherited.

Expertise / Items Examined: Rolex watches

avatarJoaquin. London

Review starsFeb 2021

Professional Courteous. Knowledgeable

Have to say Raji was fantastic from start to finish and really knows her stuff - both jewellery and watches. I initially only wanted my Omega collection valuing for insurance purposes but seeing as Raji knows about fine jewellery as well, I've had all my (wife's) diamond rings and jewellery valued and I was amazed how out of date my old values were and how much things have gone up by and most of all Raji took the time to explain everything properly. The documentation and photography was a great job too. I will use you again in the future and recommend you to my friends and colleagues. Thanks for a great service.

Expertise / Items Examined: Omega watch collection (Speedmasters mainly) and diamond rings and necklaces and earrings sets.

avatarPetra P. London

Review starsFeb 2021

Detailed, Comprehensive, Accurate

A colleague recommended Raji at treasured valuations having been very satisfied with the service. It was a pleasure to engage the services of someone so experienced with knowledge and expertise. I felt very safe discussing my personal belongings with Raji, and felt she was respectful and honest. If you're looking for an expert with integrity, who won't let you down, Raji is the right woman for you.

Expertise / Items Examined: My antique and rare jewellery collection (including my rare Viking-age wearable ring, 18 ct gold Persian coin earrings, and vintage French gold and diamond bracelet).

avatarLamar Cato. London

Review starsFeb 2021


Quality assured service, much appreciated for the high level of work and great customer care. Many thanks

Expertise / Items Examined: Rings.

avatarNM. London

Review starsDec 2020

Prefessional and Personable Service

Raji valued my wife's engagement ring and we were very pleased with the service. She was professional, responsive, and the report was comprehensive, and notably more detailed than the previous valuer's. Would recommend.

Expertise / Items Examined: Engagement ring.

avatarA Monga. London

Review starsApr 2020

Very Professional

Raji was very patient and understanding of our specific requirements. Timescales and timelines for researching like-for-like products and pieces were explained well in advance. She managed our expectations very well as we were shown valuation formats etc. Exceptional service and brilliant advice all along. Really appreciated all your help. Thank you.

Expertise / Items Examined: Valuables.

avatarJ Burns. London

Review starsDec 2019

No One Better Than Treasured Valutions

I spoke with Raji when she first got qualified! I watched her go through all of the training to get to where she is now. I know from seeing this that it was no easy task, therefore I invested in Raji to complete insurance valuations for my treasured possessions. From start to finish, I was kept updated on the progress and asked very informative questions which I didn't know were necessary! Fortunately some of my possessions have increased in value, and it was only because of Raji's knowledge that I found out you can insure for a grey market price! Raji left no stone unturned and provided me with an incredibly professional document which is flawless!

If you're looking for a valuation, honestly look no further! I can't express how knowledgeable Raji is, but hopefully this review will give everyone an idea.

Expertise / Items Examined: Two Tudor watches, one Rolex watch and a diamond cross.